Casa Keys alternative

On the one hand, we have Casa Keys, founded in 2016. Casa Keys offers a service that helps users secure their Ethereum and Bitcoin as well as their keys with self-custody wallets. It enables users to take control of their cryptocurrency holdings while keeping them in multi-signature wallets.

On the other hand, Xapo was founded in 2013 as one of the earliest Bitcoin custodians. After a few years of operation, Xapo successfully switched from a Bitcoin wallet to a full-fledged crypto-enabled and fully regulated bank, hence demonstrating its commitment to revolutionising banking. Based in Gibraltar, a financial hub renowned for its robust regulations, Xapo Bank offers ultra-secure custody solutions for your cryptocurrencies and your wealth using MPC technology that truly keeps your Bitcoin safe. 

After comparing key particularities of Casa Keys vs Xapo Bank, let’s dive into some specific aspects of Xapo Bank:

1. Institutional grade security

Security has been the foundation of Xapo’s operations for over a decade. And it is still the case for Xapo Bank today. Xapo has been built as the Fort Knox of Bitcoin, and this is why, at Xapo Bank, we prioritise institutional-grade security. While we implement all the standard security features like 2FA and biometrics, the MPC technology that is leveraged in our wallets truly keeps your Bitcoin safe.

Learn more about MPC technology.

Regarding security, you can consider Xapo Bank as an attractive Casa Keys alternative. But apart from security, what else makes Xapo Bank different?

The answer is flexibility. Advanced security doesn’t mean you should sacrifice flexibility when accessing your Bitcoin. With your Xapo Bank app, you can manage it with flexibility in different secure wallets, for example:

• Bitcoin account for your everyday transactions
• Savings account to keep your funds separate and earn a yield on them
• BTC Vault to lock up your funds with enhanced withdrawal procedures

2. Regulation and compliance

If you want a Casa Keys alternative to protect your cryptocurrencies, then you should know that Xapo Bank sets high standards when it comes to regulation and compliance. As legal entities fully regulated by the Gibraltar Financial Services Commission, Xapo Bank and Xapo VASP (Virtual Asset Service Provider) adhere to strict regulatory frameworks. Consequently, we have implemented outstanding AML and compliance policies.

Additionally, unlike many wallets, our USD account is a bank account, offering you unmatched financial protection with eligible USD deposits covered up to the USD equivalent of EUR 100,000. Further, your stock portfolio is equally ​​protected from brokerage failure by the Securities Investment Protection Corporation (SIPC) for up to USD 500,000 on securities.

3. A Bitcoin-enabled banking experience

Besides your crypto wallets, you can find other exciting features in your Xapo Bank app. As a full-service crypto-native bank, Xapo Bank provides, for example, standard banking services, such as global money transfers and current / savings accounts for USD*. Regarding accessibility, you can open a Xapo Bank account from anywhere. This means you can easily benefit from a USD bank account even without being a US resident.

Additionally, Xapo Bank has a robust blockchain infrastructure that gives you access to transacting in Bitcoin and even paying in BTC with your debit card. Indeed, Xapo Bank integrates the Lightning Network, the first bank ever to do so, which means you can leverage this feature to make low-cost Bitcoin payments at the speed of light. All it takes is just a few taps on the Xapo Bank app!

4. Various financial options

At Xapo Bank, we don’t just give you access to a safe place to hold your Bitcoin. We allow you to grow your money with various financial options at your fingertips.

Protect your cryptocurrencies, build a diversified portfolio, manage your assets and grow your wealth stress-free:

• Deposit USD and Bitcoin to earn competitive interest rates annually*
• Access to the top U.S stocks**
• Access to Ethereum (ETH), Cardano (ADA), and Polygon (MATIC)***
• Earn up to 1% cash back on all your Xapo Bank car transactions

Moreover, when it comes to earning yield on your money, Xapo Bank is a good Casa Keys alternative as it offers simple, stable and secure options.

5. Ease of use

At Xapo Bank, you can build a diversified portfolio with access to diverse financial products. All from one app, simplicity at its finest.

• Top U.S. stocks with a few taps on your Xapo Bank app.**
• Bitcoin, Ethereum, Cardano, and Polygon.***
• Stablecoins with automatic conversion to USD.

That’s how easy it is to start building your portfolio on the Xapo Bank app.

After looking at Casa Keys vs Xapo Bank, we can say that Xapo Bank has a more complete offering. It allows its members to enjoy high security standards, access various financial products and grow their wealth with one app only. With Xapo Bank, you can:

• Enjoy top-tier security – Xapo Bank is one of the few companies that gives its members access to crypto wallets protected through MPC technology. It gives your wallets an extra layer of security and ensures your peace of mind.
• Access different financial opportunities safely – With the Xapo Bank app, you can secure your cryptocurrencies. Still, you also have a USD bank account with a debit card, stablecoins payment rails, U.S. stocks** and cryptocurrencies*** at your fingertips.
• Benefit from strong financial protection – USD deposits are covered up to the USD equivalent of EUR 100,000 under the Gibraltar Deposit Guarantee Scheme and stock portfolios up to USD 500,000 by the Securities Investment Protection Corporation.
• Easily manage your wealth – Manage your USD bank account, debit cards, and stocks** and crypto*** portfolios from one place: the Xapo Bank App.

Spend money worldwide – Pay in USD or Bitcoin with your debit card that is globally accepted and easily send money abroad with BTC, USDT, USDC, EUR and GBP rails.

Without a doubt, Xapo Bank is the Casa Keys alternative if you are looking for a safe and accessible place to store your crypto. On top of the extra secure MPC wallets, you also get access to innovative crypto-native services that allow you to transact globally.