Expat bank account

Xapo Bank is one of the best banks for expats.

For most expats, the best bank is one that allows them to carry out seamless transactions between their current country of residence and their home country, while keeping fees and charges low.

At Xapo Bank, we give our members access to both US Dollars and Bitcoin in one place. In addition, we are an crypto-enabled bank and charge an annual membership fee upfront, which means you do not need to pay any monthly fees. We also do not charge any exchange fees or markups on transactions carried out in other foreign currencies.

Xapo Bank is regulated by the Gibraltar Financial Services Commission, and operates to the highest standard of digital and physical security. Our members’ fiat deposits are guaranteed up to the US Dollar equivalent of EUR100,000, which is the same level of protection provided by banks in Europe and the UK.

Yes, an expat can open a bank account. Most banks offer international banking accounts that can be opened online or in-person depending on the bank's requirements. It is important to research different banks and their respective requirements to determine which bank is best for you. Additionally, some banks may require additional documentation such as proof of residency or a work permit before they will open an account.

At Xapo Bank you can open an account from anywhere, we have a global debit card that gives you 1% cashback, we also provide you a USD and a BTC account where your savings will earn you 4.6% on USD and 0.9% on bitcoin.*

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